Make the most of being your own boss
Check Your Interest Rate
It will take you less than two minutes,
But could save you $1,000’s,
Or mean you can pay your mortgage or business finance off years earlier!
Small Changes Can Make Big Differences
We recently visited a couple who had a $350,000 mortgage on their home and were being charged an interest rate of 5.65% from their bank. Straight away we knew that their bank was not offering them the best interest rate.
This couple agreed to some... more
Determining what you’re worth, or what to charge, is critical – not only in terms of the profit we want to have at the end of each month or year – but also to our sense of self-esteem and self-worth.
There are numerous ways of determining price, but before you work out any kind of dollar amount, it’s worth taking stock of the three ‘C’s that will directly impact the price you settle on.
To be paid what you’re worth you need:
First and foremost, are you... more
As we all know, running a business from home is rather stressful, especially when juggling it around family life. It\'s not even the children pestering you all the time, or the pets who are bored and think you should be playing with them because you are at home. I personally find it is more trying to reserve energy to keep the house maintained when all I really want to do is create and design. I enclose myself into my own little world, and then discover what I thought would just be an... more
Start with what you really need, rather than all the bells and whistles. People put more thought into the fittings which can be replaced and often are, than those areas of the house that are not so easily accessed once built.
Sustainability need not cost the earth, ignoring to make simple steps could cost the earth for our grandchildren. Choosing products that suit your way of life carefully and getting the right advise is a priority and will most certainly add value to your home and... more
When the seasons change, it’s hard to stay productive. Eventually monotony will set in and you’ll switch over to autopilot. Unfortunately, it’s not something that caffeine or a prescription will really fix. Here are a few simple adjustments to help you get the most out of yourself and your team.
Set a home schedule
We get so set in monotony that our lives blend together like a vat of vanilla ice cream. Switch things up for a few weeks. Set a... more
Many home and small business owners face challenges in creating an integrated lifestyle. Barriers may stand in the way of you making the necessary changes for personal fulfilment.
There are many reasons that stand in the way of us changing our lives. Some have
1) We resist the anxiety that results from relinquishing alternative choices.
In choosing to change our lives, we are inevitably are faced with the dilemma of turning down alternative courses of action. Although the... more
I left the hotel in downtown Columbus, determined to take a brisk jaunt before preparing for my keynote address in the convention center. Not knowing the city, I spied signs on street lamps and taped to the sidewalk that read "Make-A-Wish Walk."
A great idea! Surely the path would be around safe and interesting neighborhoods.
To my delight, I ended up in a large park just down from the Ohio State campus where families of all sizes had gathered to START the walk. Funny, I had... more
Business owners can sometimes get so caught up in the day-to-day management of their businesses that they find no time to step back and make broad, long-term plans for their retirement years. This article discusses the basic issues that must be addressed when planning for financial security in retirement.
First of all, there is the question of how long you are likely to live. Everyone knows that males and females are living well into their 70s and 80s on average, and many people are... more
As mortgage advisers (brokers) we meet people all the time who want or need some tools to assist them with managing their money, their expenses and their debt.
Heaps of these people are already very organised and are looking for a smarter easier way to do this while heaps of others have their finances in a complete mess but have recognised the need to get themselves sorted out better and are really looking for an easy way to get started.
There have been numerous concepts... more
Where would you like to see yourself personally and professionally in the next 5 years? What career path have you chosen? How far are you willing to go to achieve your desired goals?
Building a business of any kind takes work and patience. Most people complain that they are NOT where they want to be in some areas of their lives, but do nothing to improve their situation. Don't be one of them.
Instead, get out there and test yourself. Test your strengths and... more